Financial Readiness and Pre-Approval
Buying a home is one of the most significant financial decisions you’ll ever make, and it all starts with getting your finances in order. Save for your down payment, which is typically 5-20% of the home price. You should also budget for additional costs like closing fees, an earnest money deposit, and moving expenses. On top of that, it’s wise to have an emergency fund to cover unexpected costs after your purchase.
If you’re not paying cash, securing mortgage pre-approval is essential. This process involves submitting financial documents, such as proof of income and bank statements, to a lender who will determine how much you can borrow. Pre-approval not only gives you a clear budget but also strengthens your position as a serious buyer when making an offer.
Partnering with Me
I’ll be your guide through every aspect of the home search. I’ll ensure we’re viewing properties that align with your needs and desires, and I’ll handle scheduling showings and providing expert advice during walkthroughs. Together, we’ll find the right home that fits your lifestyle and goals.
Choose the Right Agent
The right real estate agent can make all the difference. As your buyer’s agent, I’ll provide local market insights, identify the best properties for your needs, and manage the intricate details of negotiations and contracts. My services are customized to you, and best of all, they’re free for buyers. With me by your side, you’ll have a knowledgeable advocate ensuring your interests are protected every step of the way.